Lending

Whether your needs are short or long term, we’ll work to develop a plan for your business. Including commercial real estate, lines of credit, equipment financing and more.

Lines of Credit, Term Loans and Letters of Credit

Whether you need short-term or long-term financing, we will develop a plan that works for your business. A Line of Credit can provide short-term liquidity and seasonal financing. For permanent capital financing and equipment purchases, Park Bank offers Term Loans with various maturities. Traditionally used to guarantee the payment of a customer's draft, a Park Bank Letter of Credit gives your business the power to command favorable trade terms and negotiate a better price.

Commercial Construction and Real Estate Loans

You'll find a variety of real estate financing options to build your business location or expand your existing one. We provide construction and permanent financing with a number of amortization options. Experience and personal service make Park Bank an excellent choice for your next commercial real estate project.

Small Business Administration Loans

You will find long-term fixed rates and longer repayment periods through the Small Business Administration's LowDoc, 7(a), and SBA 504 loan programs. Park Bank is proud to participate in the SBA's minority and women owned business pre-approval programs.