Business Financing
Lines of Credit, Term Loans and Letters of Credit
Whether you need short-term or long-term financing, we will develop a plan that works for you. A line of credit can provide short-term liquidity and seasonal financing. For permanent capital financing and equipment purchases, Park Bank offers Term Loans with various maturities. Traditionally used to guarantee the payment of a customer’s draft, a Park Bank Letter of Credit gives your business the power to command favorable trade terms and negotiate a better price.
Commercial Construction and Real Estate Loans
Park Bank offers a variety of real estate financing options for building your new business location or expanding your existing one. We provide construction and permanent financing with a variety of amortization options. Our experience and reputation makes Park Bank an excellent choice for financing your next commercial real estate project.
Small Business Administration Loans
Park Bank offers long-term fixed rates and longer repayment periods through the Small Business Administration’s LowDoc, (7)a, and SBA 504 loan programs. Park Bank also participates with the SBA’s minority and women owned business pre-approval programs.
Park Bank VISA Business Card
- Separate business from personal expenses
- Summary reports are available to make tax time less taxing
- You set the limit on every card
Park Bank VISA Business Cards are accepted almost everywhere so you can use it for virtually everything.
- Park Bank’s VISA Business Card is the leader in cash access with 531,000 Visa ATMs in 120 countries.
- Use it for all our business expenses - including equipment purchases such as computers, fax machines, and copiers.
- A Park Bank VISA Business Card is accepted at more than 17 million places throughout the world.
