Buy a Home
In today’s dynamic and competitive market, you want to have an offer that stands out. You also want to feel secure and confident in your home financing. Park Bank’s experienced Mortgage Advisors will help you navigate all of your loan options to find the right choice for you and your family. And a Park Bank pre-approval, which is fully underwritten and guarantees financing, helps move your offer to the top of the pile.
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What is Pre-Approval?
A pre-approval is a request for a loan to buy or build a home that is a comprehensive, underwritten review of the creditworthiness (income, assets, debts and credit) of your application. Based on this information, Park Bank issues a written commitment to you that is valid for a designated period of time. Obviously, this puts you at an advantage when dealing with a potential seller, as he or she will know you’re one step closer to obtaining an actual mortgage. Also, getting pre-approved for a mortgage enables you to move quickly when you find the perfect home (subject to credit approval).
Park Bank offers the following options:
- Fixed Rate Mortgage
- ARM (Adjustable Rate Mortgage)
- Jumbo Loan (Fixed or Adjustable Rate)
Contact a Lender to Learn More
Resources
- Mortgage Loan Application Checklist - Follow this simple checklist to get started.
- Blog - Find relevant articles about buying a home.
- Rate Quote Tool - Estimate what your loan could be.
- Our Mortgage Team - Local experts here to guide you every step of the way.