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Home Loan Options

Home Home Loans Loan Options
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Whatever your goal, Park Bank can help you find the right mortgage.
Apply for a new home loan today or refinance your current home.


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Your needs are unique. Your home is unique. Let us tailor your home loan to you. 


What is it?

Consider if ...

Fixed Rate Mortgage

Your monthly payment and interest rate remain constant for the life of the loan so your rate will not be impacted by market fluctuations.

You plan on staying in your home for an extended length of time and prefer having the payment remain the same throughout the life of the loan.

ARM (Adjustable Rate Mortgage)

Your initial monthly payment would typically be lower with a potential rate shift based on your ARM terms. Interest rate is fixed for a set number of years before adjustments may occur.

You are planning on selling your home in a few years or would be willing to refinance if your rate goes up. ARMs usually help give you more buying power with a lower initial interest rate.

Jumbo Loan

Fixed or Adjustable Rate

Fixed rate mortgages are available in loan amounts up to $1 million while ARMs are available in amounts of $484,350 to $2,000,000.

You need a loan amount greater than $484,350.

WHEDA (Wisconsin Housing and Economic Development Authority)

Fixed Rate

Available for first-time home buyers and previous property owners with down payment options as low as 3%.

You have a moderate income and want a low down payment.


Fixed Rate

Various loan amounts available to help you build your dream home.

You plan to use for a lot you own or one you are purchasing through a builder or third party.


Fixed or Adjustable Rate

Available with fixed or adjustable rate options on loan amounts up to $484,350.

You're looking for a better interest rate or lower payment on your current home loan.

Rapid Refinance

Fixed Rate

Fixed rate loan with shorter term options on loan amounts up to $249,900.

You're looking to decrease your mortgage debt quickly and build equity in your home.



Make Someday Today.

Purchasing a home, whether you're a seasoned home owner or a first-time buyer, is a big decision. Get started by estimating what your loan could be with our no obligation rate quote tool. When you're ready, start your application. Our Mortgage Advisors are here to guide you every step of the way.

View our NMLS registry here.