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Refinance a Home

Home Home Loans Refinance a Home
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The key to financial success can often come down to the knowledge, experience, and ability of the team of advisors you surround yourself with. Whether you are looking to lower your cost, pay your home off more quickly, or use your home’s equity to consolidate higher cost debt, you want to have a team on your side that can help you develop a refinancing strategy that will help you achieve that goal.


Cash-Out Refinance

What is it?

With a Cash-Out refinance, you use the equity in your home to replace your existing home loan with a new one for more than you owe on your house. You receive the difference between your original loan and the new loan balance as a cash payout at the time the new loan funds.

Why is it important?

A Cash-Out refinance is a great way to consolidate debt, pay for home improvements, or simply to access extra money.


Rate and Term Refinance

What is it?

Your monthly payment and interest rate remain constant for the life of the loan so your rate will not be impacted by market fluctuations.

Why is it important?

You plan on staying in your home for an extended length of time and prefer having the stability of knowing your payment will stay the same throughout the life of the loan.