Aspire Checking

You work hard for your money. With Park Bank’s interest-bearing Aspire Checking account, you can make your money work harder for you. And earning interest isn’t the only benefit of Aspire Checking - Park Bank’s convenient virtual banking services offer easy access to your funds that make the bank come to you. Open an Aspire Checking account today.

Open an Account

Minimum Balance Requirement None
Deposit Requirement None
Interest No minimum balance required to earn interest.

Interest based on applicable tier:
Below $1,000 0.01% APY*
$1,000 - 4,999.99 0.05% APY*
$5,000 - 9,999.99 0.08% APY*
$10,000+ 0.10% APY*
Special Benefits Free Online Banking Including:
Free TeleBank
Visa Debit Card and ATM Access Free Park Bank ATM withdrawals
No debit card activation fee; no annual or monthly fee
Maintenance Fees $5 inactivity fee per month after 12 months of inactivity. Accounts are considered inactive if no deposit or withdrawal has been posted to the account.
Service Fees* $1 monthly mailed statement fee with or without check images

Personal Service Schedule

*The interest rate and Annual Percentage Yield (APY) stated above are accurate as of December 2, 2015. If you would like current rate and APY information please call us at (608) 278-2801. We reserve the right to at any time require not less than 7 days notice in writing before any withdrawal from an interest bearing account. The interest rate and APY for your account depend on applicable rate tier. The interest rate and APY for these tiers may change at our discretion. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest will be com- pounded and credited monthly. Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks). Fees or withdrawals may reduce earnings. If you close your account before interest is credited, you will not receive the accrued interest. Service schedule is incorporated by reference into this Truth in Savings disclosure.