Features include unlimited debit card privileges, tiered interest that provides greater returns on higher balances “plus” many free or discounted services.
|Minimum Balance Requirement||$5,000 combined average ledger balance in personal Park Bank checking, money market, savings and certificate of deposit accounts.|
|Special Requirements||An active Park Plus Checking account must be main- tained to receive special package benefits.|
One Park Plus Checking account per household.
|Interest||No minimum balance required to earn interest.|
Interest based on applicable tier:
|Special Benefits:||See Park Plus Banking Package below|
|Visa debit card and ATM Access**||Unlimited Park Bank ATM withdrawals|
|Maintenance Fees***||$10 monthly maintenance fee if combined balance falls below minimum|
*The interest rate and Annual Percentage Yield (APY) stated above are accurate as of March 15, 2013. If you would like current rate and APY infor- mation please call us at (608) 278-2801. We reserve the right to at any time require not less than 7 days notice in writing before any withdrawal from an interest bearing account. The interest rate and APY for your account depend on applicable rate tier. The interest rate and APY for these tiers may change at our discretion. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest will be compounded and credited monthly. Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks). Fees or withdrawals may reduce earnings. If you close your account before interest is credited, you will not receive the accrued interest.
**Fees from other financial institutions may apply.
Management reserves the right to amend this package at any time. Revised May, 2010.