Stride Checking

If you want to stretch your dollar, increase your stride. Stride Checking offers tiered interest on your balance and rewards your use of Park Bank services by refunding ATM fees. It’s the difference between standing still and getting ahead.

Minimum Balance Requirement Maintain a $1,000 monthly average ledger balance in your checking account; or maintain $2,500 in combined minimum monthly average ledger balances in checking, savings and CDs; or maintain an open Park Bank serv- iced loan.*
Interest Interest based on applicable tier:

Below $1,000 0.00% APY**
$1,000 - $4,999.99 0.01% APY**
$5,000+ 0.03% APY**
Special Benefits Free Online Banking including:
  • Our free TeleBank gives you access to your deposit and loan accounts
Visa Debit Card and ATM Access*** Free Park Bank ATM transactions
Monthly direct deposit and eStatement earns a monthly refund of up to 4 non-Park Bank ATM withdrawal fees
$15 debit card activation fee; no annual or monthly fee
Maintenance Fees**** $7 monthly maintenance fee if minimum balance requirements are not met

Personal Service Schedule

*Serviced loans include all loans payable to Park Bank excluding credit card and business loans.
**The interest rate and Annual Percentage Yield (APY) stated above are accurate as of March 15, 2013, If you would like current rate and APY information please call us at (608) 278-2801. We reserve the right to at any time require not less than 7 days notice in writing before any withdrawal from an interest bearing account. The interest rate and APY for your account depend on applicable rate tier. The interest rate and APY for these tiers may change at our discretion. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest will be compounded and credited monthly. Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks). Fees or withdrawals may reduce earnings. If you close your account before interest is credited, you will not receive the accrued interest.
***Fees from other financial institutions may apply. Refunds of non-Park Bank ATM withdrawal fees occurs after both criteria are met.
****Service schedule is incorporated by reference into this Truth in Savings disclosure.