CDARS that simplify.

The Certificate of Deposit Account Registry Service®, or CDARS®, combines the advantage of multimillion-dollar FDIC insurance on deposits with the convenience of a single banking relationship through Park Bank.


When you use CDARS, your large deposit is broken into smaller amounts and placed with other banks that are members of the CDARS Network. Then, those banks issue CDs in amounts under the standard FDIC insurance maximum ($250,000), so that your investment is eligible for FDIC protection. By working directly with just one bank — Park Bank — you can receive insurance through many.

Park Bank will also work with you to meet your funds availability needs by establishing a laddering program that balances your desire for CD-level returns on your deposits with the liquidity you require.

If you would like to learn more about the exciting opportunity Park Bank and CDARS offers for consolidating deposits while maintaining access to FDIC coverage, please contact At Your Service at (608) 278-2801 or personal banker at any of our locations.

Limits apply. Funds may be submitted for placement only after a depositor enters into a CDARS Deposit Placement Agreement with Park Bank. The agreement contains important information and conditions regarding the placement of funds by us. CDARS and Certificate of Deposit Account Registry Service are registered service marks of Promontory Interfinancial Network, LLC.