Maximum flexibility with up to six withdrawals per month and tiered interest.
|Interest||No minimum balance required to earn interest.|
Interest based on applicable tier:
|Special Benefits||Free Park Bank OnLine and TeleBank|
Free notary service
Free personalized withdrawal and deposit tickets upon request
Money Market checks are available
|Visa Debit Card and ATM Access||$1.50 for non-Park Bank ATM transactions|
$15 debit card activation fee; no monthly or annual fee
|Transactions Limitations***||$5 withdrawal fee for each withdrawal in excess of 6 per month|
|Maintenance Fees***||$10 monthly maintenance fee if daily ledger balance falls below $1,000|
*The interest rate and Annual Percentage Yield (APY) stated above are accurate as of March 15, 2013. If you would like current rate and APY information please call us at (608) 278-2801. We reserve the right to at any time require not less than 7 days notice in writing before any withdrawal from an interest bearing account. The interest rate and APY for your account depend on applicable rate tier. The interest rate and APY for these tiers may change at our discretion. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest will be compounded and credited monthly. Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks). Fees or withdrawals may reduce earnings. If you close your account before interest is credited, you will not receive the accrued interest.
**There is a limit of 6 pre-authorized or automatic withdrawals per month. Frequently exceeding this limitation will require us to change type of account.
***Service schedule is incorporated by reference into this Truth in Savings disclosure.