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Business Credit Card Application

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  • BUSINESS CREDIT CARD APPLICATION

  • The Park Bank Visa business credit card is the perfect fit for businesses big or small. With low rates, business-size spending limits, and other discounts and perks, Park Bank’s business credit card is a reliable and convenient alternative to cash, checks, and personal credit cards. With a Park Bank business credit card, you’ll have credit available when and where you and your business need it. If you’re interested in increasing your existing card’s credit line, simply fill out the credit application below.

    The USA PATRIOT Act, a federal law, requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account, including business accounts. Park Bank associates will have to ask you for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents, as well as documents relating to the business.

  • Security Information

  • This page is secure. The information you provide in this form is encrypted and will be deciphered in a secure environment at Park Bank.

  • Business Credit Application Type

  • Business Credit Application Type
  • Notices

  • ECOA Notice: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age, (provided the applicant has the capacity to enter into a binding contract), because all or part of the applicant's income derives from any public assistance program, or because the applicant has in good faith exercised any right under the Consumer Protection Act. The federal agency that administers compliance with this law concerning the creditors is: The Federal Deposit Insurance Corporation, Consumer Response Center, 1100 Walnut Street, #11, Kansas City, MO 64016

    If you are denied credit, you have the right to a statement of specific reasons within 30 days if the statement is requested within 60 days of denial. You may request a written statement by contacting Park Bank at P.O. Box 8969, Madison, WI 53708, telephone 608-278-2801.

  • Certifications and Authorizations

  • The information contained in this request for credit is provided for the purpose of obtaining credit with Park Bank on behalf of the Borrower(s). By submitting this request the Borrower(s):

    • Warrants and represents that the information provided is true and correct and understands that Park Bank will rely upon this information to make a credit decision.
    • Authorizes Park Bank to verify the accuracy of the information contained in this application or in conjunction with this application through additional sources as deemed necessary.
    • Acknowledges that it may be a federal crime to knowingly make false statements concerning any of the above information under Title18, United States Code Section 1014.
    • Agrees to submit any other documentation, including but not limited to financial statements and tax returns.
    • Agrees that if this application is approved, use of the card(s) will constitute acknowledgement of receipt and agreement to the terms of the Credit Card Disclosure and Agreement and that you agree to be personally responsible, both individually and jointly with the Business, for payment of all balances incurred on all cards and accounts issued pursuant to this application now or whenever such additional accounts may be.