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Deposit Rates

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CD & IRA Rates  |  Personal Savings Rates  |  Personal Money Market Rates  |  Personal Checking Rates  |  Business Money Market Rates

 

Rates accurate as of 05/01/2021.

 

CDs & IRAs*

 

Interest Rate

Annual Percentage Yield (APY)

Compounding Frequency

Minimum Opening Deposit

3-Month

(not available for IRAs)

0.07%

0.07%

Maturity

$5,000**

6-Month

0.07%

0.07%

Quarterly

$2,500**

1-Year

0.10%

0.10%

Quarterly

$1,000**

18-Month

0.15%

0.15%

Quarterly

$1,000**

2-Year

0.15%

0.15%

Quarterly

$1,000**

3-Year

0.20%

0.20%

Quarterly

$1,000**

4-Year

0.35%

0.35%

Quarterly

$1,000**

5-Year

0.40%

0.40%

Quarterly

$1,000**

*Penalty for early withdrawal may be imposed for CDs/IRA CDs. Fees or withdrawals may reduce earnings.
**No minimum required to obtain advertised APY.

 

Savings

 

Interest Rate

Annual Percentage Yield (APY)

Compounding Frequency

Minimum Deposit

Classic Savings

If Balance is ...

Below $1,000

$1,000 - $2,499.99

$2,500 - $9,999.99

$10,000 - $24,999.99

$25,000+

 

 

0.01%

0.01%

0.03%

0.03%

0.05%

 

 

0.01%

0.01%

0.03%

0.03%

0.05%

Monthly

No minimum to open or obtain APY

Investor Savings

If Balance is ...

Below $1,000

$1,000 - $9,999.99

$10,000 - $24,999.99

$25,000 - $99,999.99

$100,000 - $249,999.99

$250,000+

 

 

0.01%

0.03%

0.03%

0.05%

 

0.07%

0.10%

 

 

0.01%

0.03%

0.03%

0.05%

 

0.07%

0.10%

Monthly

No minimum to open or obtain APY

Early Saver

0.03%

0.03%

Monthly

No minimum to open or obtain APY

All savings accounts are variable rate accounts which may change at any time at Park Bank's discretion. Fees or withdrawals may reduce earnings.

 

Money Market 

 

Interest Rate

Annual Percentage Yield (APY)

Compounding Frequency

Minimum Deposit

Money Market

If Balance is ...

Below $1,000

$1,000 - $9,999.99

$10,000 - $24,999.99

$25,000 - $99,999.99

$100,000+

 

 

0.01%

0.03%

0.03%

0.05%

0.07%

 

 

0.01%

0.03%

0.03%

0.05%

0.07%

Monthly

No minimum to open or obtain APY

This account is a variable rate account which may change at any time at Park Bank's discretion. Fees or withdrawals may reduce earnings.

 

Checking

 

Interest Rate

Annual Percentage Yield (APY)

Compounding Frequency

Minimum Deposit

Aspire Checking

If Balance is ...

Below $1,000

$1,000 - $4,999.99

$5,000 - $9,999.99

$10,000+

 

 

0.01%

0.01%

0.01%

0.01%

 

 

0.01%

0.01%

0.01%

0.01%

Monthly

No minimum to open or obtain APY

Imagine Checking

N/A

N/A

Monthly

No minimum to open or obtain APY

HSA Individual and HSA Family

If Balance is ...

Below $1,000

$1,000 - $4,999.99

$5,000+

 

 

 

0.00%

0.01%

0.01%

 

 

 

0.00%

0.01%

0.01%

Monthly

No minimum to open or obtain APY

All interest-bearing checking accounts are variable rate accounts which may change at any time at Park Bank's discretion. Fees or withdrawals may reduce earnings.

 

Business Money Market

 

Interest Rate

Annual Percentage Yield (APY)

Compounding Frequency

Minimum Deposit

Money Market

If Balance is ...

Below $24,999

$25,000 - $94,999.99

$100,000 - $499,999.99

$500,000 - $999,999.99

$1,000,000+

 

 

0.01%

0.03%

 

0.05%

 

0.10%

0.15%

 

 

0.01%

0.03%

 

0.05%

 

0.10%

0.15%

Monthly

No minimum to open or obtain APY

This account is a variable rate account which may change at any time at Park Bank's discretion. Fees or withdrawals may reduce earnings.